Premier Class Insurance Services, Inc.
First Tower Insurance



OCEAN MARINE INSURANCE

As the world economy continues to expand, so does the volume of international ocean cargo shipments. Although physical damage on transit claims may not be a problem, importers and exporters should be aware that over 50 voyages a year encounter heavy weather where shipping containers are lost overboard.

Cargo insurance is much different than other liability or property policies, the scope is international and the extensions of coverage available are specific to the industry and broader than other lines of insurance.

The premium cost of cargo insurance is based on individual experience, shipment volume, mode of transit and values shipped. The underwriter determines what premium will be required to meet the anticipated losses and expenses on each account. The premium can also be impacted as the shipper includes additional coverages; such as processing in a foreign country, exhibition coverage at sales conventions in foreign countries overseas and temporary storage overseas.

If you are the buyer and are importing goods from overseas on terms of sales such as C.I.F. (Invoice Cost, Insurance plus Freight), where you are not required to insure the goods, you may still have a "contingent" exposure that you could cover if the seller placed coverage that was "limited" and not offering the broad terms available in the insurance marketplace in the United States.

The shipments can be reported monthly to the Company and billed at the end of each month, so unlike property policies, the cargo policy can be issued on a "pay-as-you-go" basis.

With our knowledge of the marine insurance industry combined with our extensive list of contacts within most major marine insurance companies we are able to provide the fast, efficient service demanded in today's ever changing transportation network.

We offer a wide variety of marine packages at the most competitive prices.


| Top of Page |


| Film, Event & Entertainment | Motion Picture Quote Form | Concert Quote Form |
| Sporting Event & Sponsor Quote Form | Casino & Casino Vessels | Equine & Equestrian Insurance |
| Property & Commercial | Property & Commercial Quote Form | Aviation Insurance |
Airport Liability Inquiry Form | Personal Pleasure & Business Fixed Winged Aircraft Short Form
| Personal Pleasure & Business Fixed Winged Aircraft Quote Form | Commercial Aircraft Quote Form |
| Special & Surplus Lines' | Marine Cargo | All Marine Quotation Form | Int'l Freight Forwarding |
| Workers Compensation | Workers Compensation Quote Form |
| HOME | E-MAIL |


PREMIER CLASS INSURANCE SERVICES, INC.
10002 Pioneer Blvd.   Suite 104
Santa Fe Springs, CA  90670

PHONE:   (562) 821-0321
TOLL FREE:   (866) 441-0321
FAX:   (562) 949-7146
E-mail:   info@firsttower.com

CA Lic. #: 0D08422

We are a premier supplier of cargo insurance, marine insurance, aviation insurance, protection and indemnity insurance, P and I, carriage by sea insurance, carriage of goods by road, goods by rail insurance, road haulage insurance, bill of lading, voyage charter, time charter insurance, freight forwarder, carrier, merchant, terminal operator, vessel insurance, aircraft insurance, airplane, airport, contract of insurance, certificate of insurance and world wide representatives. Lonham insurance, and Gateway.