These descriptions are general in nature and are not a complete explanation of the policy terms.

FILM PRODUCERS INDEMNITY (Cast Insurance)

This provides coverage for additional or extra expenses incurred in the completion of a film over and above the normal budgeted costs, occasioned by death or disability (accident or sickness) of any scheduled artist, with various extensions of this definition; including costs resulting from abandonment of the film.

This is an "Extra Expense and/or Abandonment" coverage. A medical examination of those persons to be insured is required within a specific (and short) time prior to commencement of the filming.

NEGATIVE FILM AND VIDEOTAPE

Covers against all risks of direct physical loss, damage or destruction of raw film or tape stock, exposed film (developed or undeveloped), recorded videotape, sound tracks and tapes, up to the amount of insured production cost.

NEGATIVE FILM, VIDEO, AUDIO, RECORDING TAPE FLOATERS

Including film print floaters, print in storage risks, transit risks, faulty coverages and accidental erasure coverage, and related covers. Covers physical loss of or damage to the negative film, videotape, etc., which basically is the extra expense incurred in re-shooting or re-recording the lost or damaged material, or for aborted costs in case of abandonment.

The faulty coverages such as fogging, faulty developing and accidental exposure to light are basically excluded from the negative floater, but are added back as a separate insurance.

FAULTY STOCK, CAMERA AND PROCESSING

Covers loss, damage or destruction of raw film or tape stock, exposed film (developed or undeveloped), recorded videotape, soundtracks and tapes, caused by or resulting from fogging or the use of faulty materials (including cameras and videotape recorders); faulty sound equipment; faulty developing; faulty editing or faulty processing; and accident erasure of videotape recordings.

PROPS, SETS AND WARDROBE

This is an all risk, worldwide, inland marine floater that covers owned property and the property of others while used in connection with the insured activities.

EXTRA EXPENSE

Reimburses the production company for any extra expenses necessary to complete principal photography of an insured production due to the damage or destruction of property or facilities (props, sets, or equipment) used in connection with the production. Coverage includes losses due to faulty generator operation.

MISCELLANEOUS EQUIPMENT

Covers against all risks of direct physical loss, damage or destruction to cameras, camera equipment, sound, lighting (including breakage of globes) and grip equipment, owned by or rented to production company. Coverage can be extended to cover mobile equipment vans, studio location units or similar units upon payment of an additional premium.

PROPERTY DAMAGE LIABILITY

Pays for damage or destruction of property of others (including loss of the property) while the property is in the care, custody or control of the production company and is used or to be used in an insured production.

ERRORS & OMISSIONS

This is a vital coverage to protect producers against copyright infringement suits that may be brought against them.

Our specialty brokerage division has pioneered many innovative and creative insurance programs for the entertainment industry, and our affiliations with national A+ Rated insurance companies give us the competitive edge. For more information or quote, please contact our main U.S.A. office at: